Retirement Planning for the Rest of Us

Protect your savings and enjoy worry-free retirement spending.
Save thousands in costly advisor fees.

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SafelySpend on MacBook and iPad

No More Guesswork

SafelySpend has the answers to retirement's biggest questions.

Will my savings run out?

Every retiree's biggest fear is running out of money too soon. See how long your savings will last, and what you can do to make it last even longer.

How much can I safely spend?

Most retirees underspend out of fear, never truly enjoying their retirement. SafelySpend gives you a Safe Spending Score, so you can spend and enjoy with confidence.

Can I actually stick to the plan?

SafelySpend's detailed withdrawal plan guides through you every month, year, and decade of your retirement, helping you stay on track every step of the way.

No Learning Curve

SafelySpend makes retirement planning actually approachable.

Plug In Your Numbers

This isn't a math test. All you need are the essentials. Most people are up and running in minutes.

Retirement details and percentage rate inputs in SafelySpend

See What's Safe

Get a Safe Spending Score that tells you at a glance if your plan is on track or needs adjusting.

SafelySpend check safety results graph

Make It Yours

Choose a Spending Pattern that fits how you actually want to live in retirement.

Powerful easy-to-use features

Now What If...

Test and compare different retirement planning scenarios. Build individualized plans for partners.

Annual spending overview in SafelySpend

Get a Detailed Withdrawal Plan

Keep your retirement running smoothly with a detailed plan that guides you every step of the way.

Download Sample Plan

Choose Your SafelySpend

Save thousands in costly advisor fees.

Free

$0

Try it before you buy.

  • Full access for your first 5 uses
  • No credit card required
  • Limited features after 5 uses
Start Free

Monthly

$9 / month

Flexible month-to-month plan.

  • Long-term Savings Projections
  • Safe Spending Score
  • Detailed withdrawal plan
  • Multiple scenario testing
  • Adjustable spending patterns
  • Supports partners and singles
  • Real person customer support
Get Monthly

What Customers Are Saying

"I'm not really a numbers guy, but SafelySpend makes it easy. The free setup call with Darcy was a nice touch."

Mark J. Electrician

"So glad I found SafelySpend. The detailed withdrawal plan alone is worth the price of admission."

Aaron G. Software Developer

"SafelySpend cured my retirement anxiety. My only regret is that I didn't find it sooner."

Rebecca W. Retired Lifestyle Brand Buyer

Trusted By

BroadMoney logo

BroadMoney empowers women to build wealth and financial literacy, and they've chosen to partner with SafelySpend to better assist their clients.

"SafelySpend is one of the best tools that I use with my clients to ensure that they're on track to a successful retirement."

Alanna Abramsky, CFC™ Financial Coach and Educator

See How SafelySpend Stacks Up

Knowing how much you can safely spend in retirement shouldn't cost a fortune, and really ought to be easy.

SafelySpend Financial Software Financial Advisor
Cost $49/year $100+/year $2,000–$10,000+
lifetime
Time needed Minutes to hours Days to weeks Weeks to months
Ease of use No expertise needed Steep learning curve Done for you
Best for Safe retirement spending Advanced tax planning Personalized guidance
Support Free setup call and email support Complex support documents Fees per consultation

Believe it or not, some people actually enjoy that option.
For the rest of us, thank goodness there’s SafelySpend.

Ready to Stop Worrying About Your Retirement?

Get started today and discover how much you can safely spend in your retirement with SafelySpend.

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