Too many people today are retiring without a plan. More still are saving and investing for retirement with no plan to guide their efforts. SafelySpend is here to change that.
But why is it that so many of us don’t have a retirement plan? There are three common reasons, and SafelySpend addresses them all.
Retirement planning feels too complicated
If retirement planning were easy, then why are there accredited professionals charging thousands of dollars for the service?
We used to ask the same question about investing. But then the internet came along, and with it the tools and the understanding to cut through the noise and simplify the process.
These days countless individuals are running their own simple yet effective investment portfolios, often consisting of just a few ETFs that they buy on a fixed schedule. They’re not trying to pick stocks or time the market, they’re applying a simple, repeatable strategy that is working for millions upon millions of regular every day people.
Retirement planning is no different. Just like with investing, you can still pay a professional to build you a complicated plan — or you can build a plan yourself with SafelySpend that is easy to follow, easy to update, and best of all, affordable.
Which brings us to the second reason people avoid retirement planning:
Retirement planning feels too expensive
If retirement planning were affordable, then why are the pros charging thousands of dollars? And why does DIY software cost hundreds of dollars and charge a subscription?
The reason is simple: no one until now has challenged that model because no one wants to admit that they could be charging less.
SafelySpend is different because it’s not a big personal finance firm with dozens of employees trying to sell you products you don’t need. Nor are we a software company with dreams of being acquired or going public on the stock market, which means profits over everything.
SafelySpend is small and independent, with no one to answer to but the customers using our product. Because of that, we can afford to make SafelySpend affordable for you.
Our goal isn’t to grow our business at all costs. We grow by making retirement planning affordable for as many people as possible. And we do that by charging just $20 for unlimited usage of SafelySpend. There’s no subscription, and no hidden fees, the way it ought to be.
So if SafelySpend is easy to use and affordable, what is stopping people from building a retirement plan right now? That takes us to our third reason people avoid planning for their retirement:
Retirement feels farther away than it actually is
You know those mirrors on the side of your car with the warning on the bottom that reads “objects in mirror are closer than they appear”? Retirement planning should come with a similar warning.
Retirement planning is more than just making sure you have a plan ready when the clock strikes 5pm on your last day of work. For anyone who is saving and investing for their retirement during their working years, a retirement plan is critical to ensuring those efforts are on the right track.
Saving too much means denying yourself enjoyment during your working years, while saving too little is a critical error that will diminish your retirement for decades.
Fortunately, SafelySpend can give you the clarity you need to save and invest for your retirement with purpose. Powerful simulations that test your savings goal against your spending goal are right at your fingertips, and made easy to use and understand.
Retirement planning should be accessible and affordable for everyone
Now that you know why SafelySpend is so affordable compared to other retirement planning options, why not give it a try?
For just $20 you get unlimited usage of SafelySpend to build a retirement plan with ease, then update as often as you like. Click here to get started, and give yourself the peace of mind your retirement deserves.