How Safelyspend Works

Safelyspend was made to be easy for anyone to use, no financial planning knowledge required.

Set Your Spending Goal

Enter your desired annual spending number in today's dollars. Safelyspend will run a sophisticated simulation to build an estimate of how often your savings last.

Results Example

Adjust As Needed

Adjust your details in safelyspend to get the withdrawal plan that's right for you. Inflation and taxes are calculated for you.

Annual Example

Get Your Detailed Plan

Get an overview of your annual withdrawals, plus a detailed spreadsheet for monthly withdrawals you can download and refer back to any time.

Monthly Example