Find Your Safe Retirement Spending Number

SafelySpend Makes It Easy

Planning for the future or already retired, SafelySpend helps take the guesswork out of retirement spending.

Get SafelySpend Try Free Demo
SafelySpend on MacBook and iPad

Simple, Transparent Pricing

SafelySpend is not a subscription. Pay once and get unlimited usage, access to every feature, and future updates at no extra charge.

$20
One-time payment
  • Customized retirement spending
  • Detailed withdrawal plan
  • Powerful tax calculator
  • Retirement savings estimator
  • Additional income sources
  • Major expense accounting
  • Adjustable spending patterns
  • No personal data collected
  • Not a subscription
Get Started Now

Compare Your Options

Knowing how much you can safely spend in retirement shouldn't cost a fortune, and really ought to be easy. Explore your options below to decide which is best for you.

SafelySpend

  • $20 one-time
  • ✅ setup in minutes
  • 🧠 No expertise needed
  • 📈 Detailed withdrawal plan
  • 🔍 Clear & focused tool
  • 🔒 Safe and secure

Financial Software

  • $100–500+
  • ⏱️ 30–90+ mins
  • 📊 Financial knowledge required
  • 📉 Advanced tax planning
  • 🔧 Complex configuration
  • 🖥️ Complicated dashboards

Financial Planner

  • $1,000–3,000+
  • ⌛ Weeks of meetings
  • 🧑‍💼 Done for you
  • 🎯 Personalized advice
  • 🗓️ Multiphase execution
  • 🤝 Person to person

What about free online calculators?

I've tried countless free online calculators and none lived up to their promise. They're either too simple or far too complicated to be useful.

SafelySpend is easy to use and understand. Anyone can build a detailed withdrawal plan in minutes, then adjust anytime. You get unlimited usage for just $20.

How It Works

SafelySpend is easy for anyone to use, no financial planning knowledge required. No personal data is collected, everything is stored locally on your device for your security and protection.

Set Your Spending Goal

Enter your desired annual spending number in today's dollars. SafelySpend will run an array of sophisticated simulations to build an estimate of how often your savings last, so you can enjoy your retirement and stop worrying about running out.

Results Example

Adjust As Needed

Adjust your details in SafelySpend to get the withdrawal plan that's right for you. No more messing around with complicated spreadsheets or clunky retirement calculators. Additional income sources like government benefits or the sale of a home are easily factored in.

Annual Example

Get Your Detailed Plan

Get an overview of your annual spending with inflation and taxes calculated for you, plus a detailed spreadsheet for monthly withdrawals you can refer back to and adjust any time. SafelySpend is not a subscription service so there's no extra cost for updating your plan as things change.

Monthly Example

Ready to Stop Worrying About Your Retirement?

Get started today and discover how much you can safely spend in your retirement with SafelySpend.

Get SafelySpend Try Free Demo
View Guides