A Revolution In
Retirement Planning Software
Powerful. Affordable. Easy.
Complete control of your retirement plan
Easily factor in taxes, benefits, inflation, pensions, spending patterns, withdrawal strategies, and more.
Set your goal
Set your Annual Spending Goal for retirement, and get a Safe Spending Score™ to help keep your plan on track.
Grow your savings
Supports unlimited US and Canadian retirement accounts, with advanced features like Glide Paths to manage risk, and Contribution Escalations to bolster growth.
Review your plan
Get a Detailed Withdrawal Plan that shows exactly which steps you need to take in retirement to eliminate the guesswork and stick to the plan.
Strengthen your plan with advanced features
Customizable spending patterns
Personalize your retirement spending with the four most popular planning patterns, each fully customizable.
Inflows and income sources
Go beyond savings and investments with pensions, inheritance, rental income, and more, to reach your plan's full potential.
Spending maximizer
Leverage Maximize Spending to strike the optimal balance between your Safe Spending Score™ and your spending power in retirement.
Affordable retirement planning is here
Individual
Everything you need to build and maintain your retirement plan for one low price
Get StartedCouples
Powerful support for everything a couple needs to maximize their planning potential
Get Started
Couples support is coming soon!
For a limited time, you can get started on Individual, and be upgraded to the Couples plan when it launches at no extra cost.
What Customers Are Saying
“SafelySpend replaced all my old spreadsheets and calculators. I actually enjoy updating my retirement plan now.”
“So glad I found SafelySpend. I had no idea retirement planning could be this easy.”
“SafelySpend cured my retirement anxiety. My only regret is that I didn’t start using it sooner.”
Trusted By
BroadMoney empowers women to build wealth and financial literacy, and they’ve chosen SafelySpend to better assist their clients.
“SafelySpend helps ensure my clients are on track to a successful retirement. It’s among the best tools I use in my practice.”
Retirement focused features
Powerful planning options
Safe Spending Score™
Unlimited saved scenarios
Savings growth projections
Detailed withdrawal plan
Unlimited retirement accounts
Customizable spending patterns
Savings and Drawdown glide paths
Recurring income
Lump-sum inflows
Major expenses
Adjustable safety margin
Spending maximizer
Custom inflation adjustment
Guided onboarding
Cross device support
Real person customer support
Plus US and Canadian specific features
US
- State specific taxes
- Roth conversion
- Social Security timing
Canada
- Province specific taxes
- RRSP→RRIF conversion
- CPP timing
Couples support is coming soon!
Start building your retirement plan today with the Individual plan. When Couples support launches, we’ll upgrade you at no extra cost.
Get Started with Individual