Find Your Safe Retirement Spending Number

SafelySpend Makes It Easy

Get a detailed withdrawal plan in minutes. You’re in control, with no financial expertise needed. Planning for the future or already retired, SafelySpend helps take the guesswork out of retirement spending.

Get SafelySpend Try Free Demo
SafelySpend on MacBook and iPad

Built with larger screens in mind for a comfortable viewing experience, SafelySpend works great on your tablet, laptop, or desktop computer monitor.

Simple, Transparent Pricing

Compare this to spending thousands on a financial planner or hundreds on complex finance software that requires dedicated focus and expertise.

$20
One-time payment
  • Customizable spending plan
  • Monthly withdrawal schedule
  • Adjusts for inflation
  • Calculates taxes
  • Multiple income sources
  • Unlimited scenario testing
  • Easy to use
  • Not a subscription
Get Started Now

Compare Your Options

Finding your safe retirement spending number shouldn't cost a fortune, and really ought to be easy. Explore your options below to decide which is best for you.

SafelySpend

  • $20 one-time
  • βœ… setup in minutes
  • 🧠 No expertise needed
  • πŸ“ˆ Detailed withdrawal plan
  • πŸ” Clear & focused tool
  • πŸ‘Œ Easy to use

Financial Software

  • $100–500+
  • ⏱️ 30–90+ mins
  • πŸ“Š Financial knowledge required
  • πŸ“‰ Advanced tax planning
  • πŸ”§ Complex configuration
  • πŸ–₯️ Complicated dashboards

Financial Planner

  • $1,000–3,000+
  • βŒ› Weeks of meetings
  • πŸ§‘β€πŸ’Ό Done for you
  • 🎯 Personalized advice
  • πŸ—“οΈ Multiphase execution
  • 🀝 Person to person

What about free online calculators?

I've tried countless free online calculators and none lived up to their promise. They're either too simple or far too complicated to be useful.

SafelySpend is easy to use and understand. Anyone can build a detailed withdrawal plan in minutes, then adjust anytime. You get unlimited usage for just $20.

How It Works

SafelySpend was made to be easy for anyone to use, no financial planning knowledge required.

Set Your Spending Goal

Enter your desired annual spending number in today's dollars. SafelySpend will run an array of sophisticated simulations to build an estimate of how often your savings last, so you can enjoy your retirement and stop worrying about running out.

Results Example

Adjust As Needed

Adjust your details in SafelySpend to get the withdrawal plan that's right for you. No more messing around with complicated spreadsheets or clunky retirement calculators. Additional income sources like government benefits or the sale of a home are easily factored in.

Annual Example

Get Your Detailed Plan

Get an overview of your annual spending with inflation and taxes calculated for you, plus a detailed spreadsheet for monthly withdrawals you can refer back to and adjust any time. SafelySpend is not a subscription service so there's no extra cost for updating your plan as things change.

Monthly Example

Ready to Stop Worrying About Your Retirement?

Get started today and discover how much you can safely spend in your retirement with SafelySpend.

Get SafelySpend Try Free Demo